As we organize our financial records for tax time and take stock in our financial well-being, now might be a good time to consider hiring a financial advisor. You might be asking yourself, with robo-advisors and free financial advice online, why should I hire a financial advisor? Just like a personal trainer or life coach helps you achieve your goals through support, advice and accountability, a financial advisor does similar things for your finances. A good financial advisor keeps you on track by offering personalized advice and support and tailoring a financial plan to make your dreams a reality.
Following are some ways a good financial advisor can benefit you:
- Keep you accountable – everyone needs encouragement when trying to accomplish a goal. One of the best ways to do this is to have somebody hold your feet to the fire;
- Incorporate heathy financial habits – like learning healthy eating habits to optimize health benefits, an advisor teaches you to incorporate good financial habits into your daily life to optimize your financial health;
- Provide tax savings tips – paying taxes is guaranteed but learning how to reduce them can help you realize your financial goals faster;
- Help protect you from hazards of life – life is uncertain, but knowing how to protect yourself and your family from certain perils (death, storms, lawsuits) can be a life saver;
- Provide guidance for your estate from unforeseen costs – protecting your loved ones from potential estate taxes and other costs when you die maximizes the benefits your loved ones receive;
- Provide solutions for every phase of life – a financial advisor can recommend products or services to help you reach your goals regardless of your age;
- Be a good counselor – we all need someone to help guide us through life’s challenges or when we are considering significant life changes;
- Help your family when you are not able – having someone you trust to help your family navigate difficult times gives you peace of mind;
- Be there in good and bad times – a good financial advisor will always be there for you when you need them regardless of your situation.
Life is not easy to navigate especially when it comes to financing it. Hiring a qualified financial advisor helps secure your financial future and can make all the difference in the world.
Mario Hernandez has been a Certified Financial Planner (CFP) for over 30 years and brings a vast amount of experience in the financial planning and investment management business. Through Longevity Wealth Management, Mario provides holistic planning services that help clients find solutions to live their best life. Mario’s email address is mario@longevitywealthmanagement.com. Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Investment advisory services offered through Longevity Wealth Management. Osaic Wealth, Inc. is separately owned and other entities and/or marketing names, products or services referenced here are independent of Oasic. Certain insurance products are offered by Mario Hernandez as a licensed agent independent of Osaic Wealth, Inc.. Mario Hernandez is not affiliated with Osaic Wealth, Inc. or registered as a broker-dealer or investment advisor.
